As a leading service provider to the residential mortgage and mortgage investment industry, Nationwide Title Clearing (NTC) is committed to helping enhance the efficiency and accuracy of the industry it serves. On April 19, during the Mortgage Bankers Association National Advocacy Conference in Washington D.C., NTC officials met with members of Congress and their staff to discuss issues related to the residential mortgage industry and to offer the company?s support as a resource, i.e. Rep. Bill Young, Rep. Ileana Ros-Lehtinen, Rep. Sandy Adams, Sen. Bill Nelson, Rep. Bill Posey, Rep. Allen West, and Rep. Connie Mack.

Based in Palm Harbor, Fla. and founded in 1991, NTC is a privately-owned firm that processes documents and performs extensive land records research for the mortgage industry. The company?s clients include eight of the 10 largest residential mortgage servicers in the country. It is the largest provider in its field of expertise, and is one of the largest employers in Palm Harbor, Florida. With its position as a leader in the mortgage post-closing arena, NTC believes it is important to serve as an advocate for industry best-practices that safeguard our land records while also protecting the consumer.

NTC has a long track record as document experts with exhaustive resources in the necessary research skills needed to ensure the industry documents it and its clients prepare are sound. NTC has a unique system for tracking and maintaining state and county document requirements and recording fee structures for more than 3,600 recording jurisdictions nationwide. In addition, NTC has developed and maintains a continually evolving library of thousands of different document forms for use in all U.S. jurisdictions. The company?s advancement of the mortgage assignment chain verification process, PerfectChain?, is another means by which NTC has been working for years to develop much-needed industry best practices in order to help legislators, mortgage lenders, servicers and homeowners gain certainty and confidence.

NTC?s entire business is based on the stringent review, research and reporting that is done prior to the processing and recording of accurate post-closing mortgage documents. NTC has offered their help to legislators in establishing industry-wide best practices that provide assurance to consumers, while also being practical to achieve within the industry. The company feels that it is in a good position to offer assistance due its extensive industry/land-records knowledge and clientele.

?We welcome the opportunity to work with members of Congress and their staff to identify and incorporate industry best practices into a new, national standard for residential mortgage servicing, as well as provide feedback to help avoid excessively onerous legislation for mortgage lenders and servicers.? said John Hillman, NTC CEO.

About Nationwide Title Clearing, Inc.

Headquartered in Palm Harbor, Fla., Nationwide Title Clearing (NTC) was founded in 1991 and has since grown to become the nation?s leading national post-closing services provider for the residential mortgage industry. In addition to supporting lenders, servicers and investors, including eight of the top 10 residential mortgage servicers in the country, the company?s land records and document experts are able to track and fulfill county document requirements for close to 3,600 recording jurisdictions nationwide. NTC specializes in providing property reports, lien release and assignment services, final document tracking, document retrieval, imaging and other custom business solutions. For more information, visit the company?s website at http://www.nwtc.com.

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Clopton Capital, a secondary market commercial real estate lender which provides commercial loans for income producing properties nationwide, is announcing the expansion and addition of loan options for owners and operators of retail properties nationwide.

The real estate capital firm is currently seeking funding opportunities for the acquisition, refinance, or construction of retail properties located in any market throughout the nation. ?We are looking for anchored, un-anchored retail, and shopping malls for which we can provide financing.? Says Jake Clopton, founder, ?We are specifically targeting these property types due to very attractive loan options which we can provide.? Clopton Capital sees tremendous opportunities for execution in the retail sector and is actively seeking borrowers and owners of retail properties with whom to work with. The best way to find out more information about this program is to contact the company directly.

Clopton Capital ranks as one of the most active and dynamic commercial real estate finance firms providing lending options nationwide for income producing properties. Offering commercial mortgages, construction loans, bridge loans, and CMBS loans to borrowers for a diverse range of property types and ownership structures, Clopton Capital has the capability to meet almost any lending needs of property owners and managers.

For more information contact a loan officer by calling 866-647-1650 or

http://cloptoncapital.com/commercialrealestateloans.html

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Mortgage rates for fixed rate programs were up on average this week, rising just a bit following a larger drop one week earlier, but five year adjustable rate mortgage pricing dropped to a new all time low, reports mortgage rate research website, ForTheBestRate.com. On Thursday, April 19th, 2012 5/1 ARM interest rates as low as 1.875% (APR: 2.100%, Points: 2, Fees: $ 1995, Lender: AIMLoan.com) were advertised on the website.

30 year fixed rate mortgage pricing posted in the rate tables on ForTheBestRate.com went as low as 3.375% (APR: 3.620%, Points: 2, Fees: $ 1995, Lender: AIMLoan.com,) and rates for the 30 year fixed FHA loan program were posted as low as 3.250% (APR: 3.556%, Points: 2, Fees: $ 3500, Lender: Roundpoint Mortgage Company.)

The weekly survey of mortgage rates released by Freddie Mac, a government sponsored enterprise and purchaser of mortgage loans on the secondary market, on Thursday, April 19th, 2012 also showed the small rise in fixed rate home financing pricing. The data revealed that 30 year fixed mortgage rates were up to an average of 3.90% (0.8 points), from 3.88% (0.7 points) the week before. 15 year fixed rates also increased slightly on average to 3.13% (0.7 points) from 3.11% (0.7 points) one week earlier. 5 year adjustable rate pricing dropped to a record setting 2.78% (0.7 points) on average, down from 2.85% (0.7 points.)

“Many homeowners have become fearful of adjustable rate home loans over the past few years while they’ve lived through a very turbulent time in the housing market. The risk that their mortgage rate can increase several years down the road is unappealing enough to keep the bulk of mortgage applicants opting for fixed rate products, even at higher prices,” commented Nat Criss, CEO of ForTheBestRate.com.

“However, it’s important to remember that it often makes sense to consider an ARM in certain scenarios, and with a solid understanding of the risks and rewards. When a home buyer will have a good equity position, and only plans to own a home for 3 to 5 years, choosing a low rate 5 year ARM could mean significant savings during the introductory rate window,” he continued.

Adjustable rate mortgages have an introductory interest rate that is fixed for a certain period of time, five years in the case of a 5/1 ARM. This introductory rate is often lower than comparable fixed rate programs, though this is not always true, and can vary according to market conditions. At the end of the initial period the mortgage rate will adjust up or down, generally once a year, depending on current mortgage pricing and the terms of the loan program.

Below is a snapshot of interest rates for a variety of programs listed on 4/19/12 on ForTheBestRate.com. Maryland mortgage rates represented in this survey. Rates are subject to change. Please visit the site to view the criteria used in the survey.

30 Year Mortgage Rates (0 Points)

Quicken Loans – 4.375% Note Rate, 4.441% APR, $ 1557 Fees in APR

Roundpoint Mortgage Company – 3.990% Note Rate, 3.990% APR, $ 0 Fees in APR

15 Year Mortgage Rates (0 Points)

AimLoan.com – 2.875% Note Rate, 3.019% APR, $ 1995 Fees in APR

Amerisave Mortgage Corporation – 3.000% Note Rate, 3.144% APR, $ 1995 Fees in APR

30 Year FHA Mortgage Rates (0 Points)

Roundpoint Mortgage Company – 3.500% Note Rate, 3.643% APR, $ 3500 Fees in APR

5/1 ARM Mortgage Rates (0 Points)

LenderFi Inc – 2.375% Note Rate, 2.449% APR, $ 1950 Fees in APR

AimLoan.com – 2.375% Note Rate, 2.451% APR, $ 1995 Fees in APR

About ForTheBestRate.com

ForTheBestRate.com is a website that offers information regarding mortgages, insurance, and personal finance. ForTheBestRate.com is owned by CMG Equities, LLC based in Wilmington, North Carolina.

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?We have been waiting for this program for a very long time and are thrilled that it is finally here,? said Kelly Smith, president of Ambassador Energy in Murrieta. ?This PACE program is the largest of its kind in the nation, offering customers the opportunity to add solar to their homes and businesses in a very affordable and accessible way. All the property owners need is 10% equity in their properties and to be current on their mortgage and property taxes. If they meet those qualifications, they may use the fund?s money to buy solar, and the cost is amortized for as long as 20 years on their property tax bill, paid twice per year. It works out beautifully, as a typical scenario will reflect a lower cost for the combined utility and property tax bill, so they are cash positive immediately with no money out of pocket.?

Executives at Ambassador Energy learned of WRCOG?s program two years ago, when the program was originally slated to launch. A hiccup occurred at that time, when Fannie Mae got involved on a national level to halt PACE funding. ?Since that time,? Smith continued, ?we have been waiting to deploy a local sales team. Now that the program is back on track, we have built a team of professionals to share the news with the affected communities from Norco to Banning and down to Temecula. The response has been tremendous.?

Ambassador Energy?s CEO, Steve Fulgham, said, ?The fund was the impetus to our putting together a local sales force. We are happy to be putting people to work by bringing in sales folks from slower industry segments, such as real estate and construction, and thoroughly training them in our educational facility in Murrieta. We not only train them in solar technology and sales, but we have them actually build a solar system as a part of the curriculum. We teach them the right way to sell solar, which includes giving customers options and education. Since part of what we do at Ambassador Energy is training other solar companies, training our own sales people has been a natural. And it is putting people to work, which is a win/win. I am grateful for the PACE program for giving us the ability to do that.?

About Ambassador Energy

Ambassador Energy [AE] has a three-pronged business model, including Ambassador Energy College Solar Training, the Ambassador Energy Agency Program and Ambassador Energy, an EPC contractor. On staff are NABCEP Certified PV Installers, NABCEP Certified PV Technical Sales professionals [Fulgham/Kelso] and multiple NABCEP EL graduates. AE Agencies are nationwide. Ambassador Energy EPC installs PV systems throughout California.

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Kevin Miller, CEO and president of TexasLending.com, a Texas home loan and mortgage company specializing in Texas refinance loans and Texas home equity loans, and his co-hosts discussed the opportunities to buy now versus in the year 2000 on The TexasLending.com Mortgage Hour. In the year 2000 Fixed rate 30 year mortgages were at 8.5%. Recently home values have fallen to 2000 levels but rates and APRs are below 4% for most loans. The radio show aired on KLIF radio in Dallas on Saturday April 28th, 2012.

In Dallas/Fort Worth the TexasLending.com Mortgage Hour radio show can be heard weekly on Saturdays on AM 570 KLIF from 1:00 p.m. to 2:00 p.m.

?During last week?s radio show we discussed the great opportunities the current rates are providing and how people should be taking advantage of this by purchasing a home right now if they are currently in the market? commented Kevin Miller.

TexasLending.com has been on the air for over 10 years to educate the consumer about home loans in Texas. Listen in each week as the CEO of TexasLending.com, Kevin Miller, and his co-hosts, discuss the behind the scenes information about the mortgage industry that will help you in making an informed decision about your home loan now and in the future.

About TexasLending.com:

TexasLending.com (NMLS # 137773) provides expert service in the field of residential mortgages. Headquartered in Dallas, TexasLending.com specializes in loans throughout the states of Texas, Oklahoma, Florida, Missouri and Colorado. TexasLending.com is a mortgage Banker with virtually unlimited options available for conventional, FHA, VA, Texas home equity loans, refinance loans, reverse mortgages, Dallas home loans, Houston home loans and Austin home loans. To find out more about Texas Lending?s home loan and mortgage programs, visit http://www.TexasLending.com.

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RoadFish.com men?s lifestyle and finance magazine today remarked on the current increase of mortgage rates in the UK, which have held steady for the past three years and are reportedly about to make a jump.

UK mortgage rates are on the rise, according to a report from the BBC. The article reports that ten or more UK lenders have recently announced that rates will be rising for new borrowers in the upcoming weeks. The article goes on to show that figures from the Bank of England reveal that mortgage rates for a two-year fixed rate deal have risen 0.55% from September 2011 to March 2012. Aaron Strutt, who works for mortgage brokers Trinity Financial, is quoted as saying, ?Lenders seem to have increased their rates in two stages this week, some at the beginning and others catching up later in the week.? It seems that if folks are planning on buying homes within the UK, they?ll need more than just some good estate agents to help them land a deal.

Another article published by Jan Harris of the unbiased UK financial advice site Finance Markets, some of the big names included in those lenders who have increased the mortgage rates include Abbey, HSBC, Halifax, Britannia, and Lloyds TSB. Harris writes that borrowers can expect to pay between 0.1% to 0.4% more on a fixed, tracker or discounted loan. The article goes on to report that even more lenders are supposedly increasing their standard variable rates within the next couple of months, due to higher borrowing costs and the current overall state of the wholesale financial market. Banks such as Bank of Ireland, Halifax and Cooperative Bank will all bump up their standard variable rate in the coming months. Harris states that banks are blaming the jump in mortgage rates on a preceding rise in the price of raising funds to lend out to the borrowers.

RoadFish.com?s Senior staff writer is quoted as saying, ?It?s interesting to me how mortgage rates can be so radically different from nation to nation. The US mortgage rate is on the downswing, and has been for the past few years, whereas home loans in the UK are about to make a big jump. Although I will note that the BBC reports that UK interest rates have been at a record low of 0.5% for the past three years, so perhaps this recent rate increase won?t be as extreme as it would have if the rates were higher to start with.?

HSH Associates, a company who surveys lenders and produces mortgage statistics, has a well-constructed list of historical mortgage interest rates that goes as far back as 1983. For 2012, rates span 3.21% and 4.27, versus four years ago in 2008 when the lowest interest rate reported was 5.42% and the highest was a whopping 7.00%. According to the Bank of England?s official Bank Rate History, the UK has enjoyed a rate of 0.5% since March 5th, 2009, and hasn?t seen highs even close to 7.00% since 1998.

RoadFish.com?s still maintains that London would be an amazing place to live, despite the climbing mortgage rates. RoadFish.com?s Senior staff writer is quoted as saying, ?I would still move to London in a heartbeat. My brother lives there now, and raves about it constantly. The culture, events, and history of the city are, in my opinion, chart-topping. If I ever moved there, I would definitely have to take a good hard look at the mortgage rates and depending on where they landed, I would perhaps shift gears and become a renter if they continue to increase as we?ve seen this month.?

The above-mentioned BBC article states that according to Moneyfacts, a financial information service, the months of February and March this year indicated a large drop in the number of mortgage deals available to homebuyers. Due to the overall state of the financial market, lenders had begun to require a 50% deposit from borrowers to attain a loan even before the beginning of the year. The article includes a quote from Sue Anderson, a member of the Council of Mortgage Lenders, stating, “Funding costs have been experiencing upward pressure for lenders, who have been operating at low margins. So at some point lenders will take the decision to raise rates for good balance sheet management.?

About RoadFish

RoadFish.com is an online men’s lifestyle and finance magazine targeted toward men in their 30?s and 40?s that have already attained a moderate level of success in life, and are striving toward more. It goes over current events of interest to this group, such things as exciting adventures, making money, consumer interests, hot chicks, and the stock market as well as ways to make more and save more money. It is a publication owned by Purpose Inc.

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Short sale is a term that not every person is familiar with when it comes to owning a home, but these two words are helping some struggling homeowners find a way out of foreclosure. Current government programs have many requirements that a mortgage holder must abide by to qualify for foreclosure assistance. Some homeowners that are too far along in foreclosure to obtain federal help are finding assistance through http://www.AvoidForeclosure.com. This online foreclosure help center has increased its services by adding a brand new short sale program. Foreclosure experts are available daily to explain the advantages of a short sale to homeowners.

Foreclosure in some states requires intervention by a county, state or federal judge before mortgage lenders can proceed with filing foreclosure documents. Mortgage lenders that are approved by a judge?s ruling to proceed with foreclosure against a homeowner can expedite scheduling a sale date for a property. A short sale could be one of the blockades that a homeowner can use to be removed from a mortgage agreement. According to federal foreclosure laws, legal assistance from an attorney is not a requirement before arranging a short sale. Homeowners that are financially unable to obtain the services of a real estate attorney can learn more about what a short sale offers through a consultation with a foreclosure specialist.

A new report published by RealtyTrac, the foreclosure statistics database, reports that over 3.6 million properties have been lost to foreclosure since the start of the real estate crisis in 2007. The report estimates that a new round of foreclosures could begin during the summer of 2012. The RealtyTrac data acknowledges that the hardest hit states for foreclosures are Florida, Arizona, California, Michigan and New York. As more homeowners seek third party help to avoid foreclosure, programs like a short sale could help a homeowner avoid adding their property to future foreclosure statistics.

Short sales are one of many programs that are now available from the freshly redesigned AvoidForeclosure.com website. Homeowners from any U.S. state can use this online help center as one of many sources of information when searching for foreclosure assistance. While the government works to overhaul its federal foreclosure assistance programs, homeowners have the option of obtaining counseling from experienced foreclosure experts to become knowledgeable about alternative help now available.

The newest VA Mortgage Experts are spreading VA Home Loans out to Veterans across the nation and were recently licensed in another state, which is Sunny California. To no surprise at all, the mortgage company named “Security America Mortgage, Inc.”, continues to bring a smile to the faces of many Americans who served the United States Armed Forces with honor, and all by helping military members obtain the home of their dreams.

Recently, the company aided Veterans with answers to some serious questions concerning the VA home loan process. Below are some common VA Loan FAQs that Veterans and Military Members still in Active Duty usually get stumped on.

The first question commonly asked is probably the easiest one to answer, which is, “How much is my VA Entitlement?” The answer is as simple as this: For all military members, their basic VA entitlement is $ 36,000. For VA loans in excess of $ 144,000 to purchase or construct a home, additional entitlement up to an amount equal to 25 percent of the VA county loan limit for a single family home may be available. This VA loan limit can change yearly. VA county loan limits for 2009 are available at this link. The conforming loan limit for 2008 is $ 417,000 ($ 625,500 for Hawaii, Alaska, Guam and U.S. Virgin Islands). What this means is that all qualified veterans could get a no down payment purchase home loan for the listed amounts.

The next question during the VA Home Loan Process is, “How do I get a Certificate of Eligibility?”

At Security America Mortgage, as with most VA lenders with websites, it may be possible to obtain a Certificate of Eligibility online using a common “Get Started” form. Most lenders have access to the Web LGY system too, which is an internet based application that establishes eligibility AND issues an online Certificate of Eligibility in a matter of a few seconds. However, not all cases can be processed through Web LGY – only those for which VA has sufficient data in our records.

For Veterans who like to take the more independent role can also apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility, to the Winston-Salem Eligibility Center, and including their proof of military service (DD214).

And now for the BIG question that scares many potential VA homeowners away falls under the phrase, “How do I obtain a VA Home Loan?”

The simplified steps to obtaining a VA Home Loan are as follows:

1. Select a home and discuss the purchase with the seller or selling agent. Sign a purchase contract conditioned on approval of your VA home loan.

2. Select a lender, present them with your Certificate of Eligibility if available, and complete a loan application. The lender can also obtain a Certificate of Eligibility on your behalf.

3. The lender will develop all credit and income information. They will also request VA to assign a licensed appraiser to determine the reasonable value for the property. A Certificate of Reasonable

4. Value will be issued. Note: You may be required to pay for the credit report and appraisal unless the seller agrees to pay.

5. The lender will let you know the decision on the loan. You should be approved if the established value and your credit and income are acceptable.

6. You (and spouse) attend the loan closing. The lender or closing attorney will explain the loan terms and requirements as well as where and how to make the monthly payments. Sign the note, mortgage, and other related papers.

The benefits of a VA home loan often come up as soon as veterans realize how easy obtaining a VA Home Loan is. Many who apply may even ask, “What’s the Catch”? The catch is a Big Fish made of; Equal opportunity. No down payment requirements. Buyers who are informed of reasonable value. Negotiable and flexible interest rates. The ability to finance the VA funding fee.

Closing costs are by far better than other home loan financing types.

Other VA Home Loan Benefits include: No mortgage insurance premiums. An assumable mortgage. Right to prepay without penalty. For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder. VA assistance to veteran borrowers in default due to temporary financial difficulty, and so on, and so forth.

The last step is qualifying for a VA home loan. At this point questions come up, like, “May a veteran join with a non veteran who is not his or her spouse in obtaining a VA loan?” Besides the fact that the VA guaranty is based only on the veteran’s portion of the home loan, the answer is still a surprising, yes! Unlike other home loans like FHA and conventional, mortgage lenders must submit joint VA home loans to VA for approval before they are accepted for a mortgage finance.

To learn more about buying a home in Texas, Florida, Colorado, and California, contacting a VA Loan Expert for free is the best route to take when taking the first step.

Related Home Loan Press Releases

Tesco Compare is delighted to announce that it has teamed up with lovemoney.com to help customers compare personal money products including credit cards, loans, current accounts and savings accounts.

lovemoney.com is a leading player in the money comparison market. The partnership shows Tesco Compare?s commitment to delivering value for money, as well as providing customers with a new and easy approach to search and compare money products.

The new arrangement means customers are able to access the latest rates and offers available, through the use of market-leading comparison tools and extensive market coverage.

Vikki Macleod, Director of Tesco Compare, said: ?This move demonstrates our commitment to provide our customers with an independent and comprehensive price comparison service. Customers can quickly compare well-known brands based on criteria such as rates, features and benefits. lovemoney.com is well recognised and respected in the industry and we look forward to working closely with them.?

Saul Devine, Company Director at lovemoney.com added: ?We?re delighted to be working in partnership with such a well-known and trusted brand as Tesco. We?re looking forward to helping Tesco?s customers improve their finances by providing them with best tools and latest deals in the market through the new Tesco Compare website.?

Tesco Compare will introduce customers to a comparison of money products based on key features and requirements.

Credit Cards

lovemoney.com offers industry knowledge and whole of market price comparison for credit cards, giving customers access to product offerings based on 0% interest credit cards, balance transfer deals, and cashback offers among many others.

Loans

The loans comparison service enables customers to compare personal loans from well-known competitive high street names, as well as comparing social and car finance loans based on the amount and term.

Current and Savings Accounts

The current accounts comparison service provides options to compare current accounts based on best sellers, overdraft accounts, high interest accounts, as well as student accounts. The savings account service gives customers the opportunity to compare savings accounts for market leading interest rates and to find an account with terms that fit their needs. This includes comparison of instant access savings, fixed term bonds and social savings accounts.

Vikki Macleod added: ?Ultimately the new partnership will help customers search money products based on their personal financial situation. The improvement marks an exciting new chapter for Tesco Compare which will, in turn, help customers to search across an improved choice of products to find a deal suited to their needs.?

?Program HR3648 is seeing increasing demand from both homeowners with distressed properties and real estate professionals looking to capitalize on the increasing acceptance of short sales among lenders,? said Jeremy Bowman President and Co-Founder of RealPrompt. ?With many banks struggling to reduce their losses from defaulted mortgages, and agencies like the Federal Housing Finance Agency forcing loan servicers to approve or reject all short sale offers within 30-60 days ? it?s a win-win situation for agents and distressed homeowners,? added Bowman.

The Federal Housing Finance Agency, who oversees vital components of our country?s secondary mortgage markets ? Fannie Mae, Freddie Mac, and the Federal Home Loan Banks has now implemented timeline requirements to facilitate more effective and efficient short sales transactions. Starting June 15, 2012 real estate professionals and distressed homeowners (with loans backed by Freddie Mac & Fannie Mae) can expect to be approved or rejected on their short sale offer within 30-60 days.

?This is a tremendous opportunity for real estate professionals who are Program HR3648 certified or for agents with extensive experience in short sale processing,? said Woods Davis Vice President of Sales & Marketing for RealPrompt. ?If you are a real estate professional and not focusing your efforts on short sales ? you are suffocating your business. Short sales have now surpassed foreclosures ? which indicates the U.S. is making progress and working through its inventory of distressed properties,? added Davis.

According to Lender Processing Services Inc., a Florida-based company, showed short sales accounted for 23.9 percent of home purchases in January, compared to 19.7 percent of foreclosed homes sold. Only a year prior, 24.9 percent involved foreclosures and 16.3 percent were short sale transactions.

About RealPrompt

RealPrompt Real Estate Services (Chandler, AZ) is an innovative short sale servicer that has revolutionized a FREE nation-wide program which provides real estate agents and brokers with all of the leads, tools, technology, training, assistance and short sale processing needed to help distressed homeowners avoid foreclosure. Through its two main divisions Program HR 3648 and TruDocs, RealPrompt, has helped over 4,000 homeowners find alternative solutions to foreclosure.

Contact:

Jason Benedict

Director of Online Marketing & Public Relations

RealPrompt Real Estate Services

1.800.915.1988 Ext: 225

Jason.Benedict(at)realprompt(dot)com

http://www.RealPrompt.com

“We Support The H.O.M.E. Foundation”

About The H.O.M.E. Foundation:

The Helping Others Means Everything, or The H.O.M.E. Foundation, is a not-for-profit organization dedicated to helping our Family of Charities. Frankie Verdugo, President of The HOME Foundation, wants to help as many worthy charities as possible as they struggle during these tough economic times. Frankie Verdugo helps raise funds through luxury dream home raffles, home giveaways, prizes, and high profile celebrity events in Hollywood… “Our mission is to help charities reach their fundraising goals and to bring awareness to their praiseworthy causes.” Please visit our 2012 Dream Home Raffle Giveaway at: http://www.HOMEFoundationRaffle.com and http://www.facebook.com/HOMEFoundationRaffle.

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